The fintech landscape is gathering momentum at an unprecedented pace. Today, there are more than 180 $1B+ fintechs globally, growing 8x compared to 2016, and the most valuable private companies in the US, Europe and Latam are all fintechs.Not only is fintech seeing record-breaking funding and valuations, the sector's value creation is happening at record pace: the 2021 crop took less than four years on average to reach unicorn status and this number is decreasing every year.