Overdraft: Starting Over-and Making Caramels-from Scratch
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Dayna Winter Dayna Winter
5 min read
Overdraft: Starting Over-and Making Caramels-from Scratch

Rowena and Frank Montoya lived a comfortable life until 2009, when the couple was forced to sell everything and start from scratch. While living on a fraction of the duo's former income, Rowena turned her homemade caramels into a successful candy business.

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