Whether it is the result of the consumer society with its all-pervasive materialism, the far-from-perfect state of the economy, or changing financial habits, here's a mind-boggling fact: the average consumer debt in the United States has been rising by around 5% a year since 2020, accounting for $104,200 per person and counting.

For financial institutions, debt relief companies, credit counseling agencies, and law firms, the ever-growing debt means more consumers. The same goes for pay-per-call publishers and affiliates, who can use platforms like YouTube to generate debt settlement calls.

Speaking of debt settlement phone calls from YouTube, you can set up your YouTube pay-per-call advertising campaign in just a few minutes using this guide. Once done, you can generate and convert phone calls at scale.