Got a great idea that will grow your business? Just need a cash injection to get there?

You have several options. You can ping your family and friends-surely someone's got a little cash lying around to invest in your business. But let's say you've already done that. Next? Maybe a small business loan? But the bank isn't interested. Same with the Angel Investors you've approached.

You've got credit cards-but you're still paying them off from that time you maxed them out to cover payroll.

Have you tried crowdfunding? Ninety-nine percent of businesses haven't, but that's about to change.